Ali and Tencent in addition to the two major Internet giants in the field of e-commerce, social, tourism and other fields, is about to start a positive battle in the private banks. The same as the first batch of pilot private banks, Shenzhen Qianhai micro focus bank, Zhejiang commercial bank have announced that will create no outlets and counters "pure Internet banking", Ma Huateng and Ma Yun’s "two horse battle" in the private banking sector once again PK.
yesterday, the Beijing News reporter confirmed that Zhejiang commercial bank has submitted to the regulatory authorities in March 26th before the opening acceptance application report. As the first pure Internet banking micro focus bank has been trial run in January 18th, or will be officially opened in April 18th. In April 7th, the ant Gold Service Vice President Yu Shengfa said, at present Zhejiang commercial bank opening time is uncertain, but according to the original plan for the year 5, opened in June; and the micro public banks are now unable to compare.
e-businessmen bank countdown micro public bank quickly
April 7th, Zhejiang commercial bank confirmed to the Beijing News reporter, the bank has completed the system development, and has been submitted to the regulatory authorities in March 26th before the opening acceptance application report, ready to enter the stage of opening.
"now Zhejiang commercial bank opening time is uncertain, but according to the original plan for this year, opened in June 5." Yesterday, Yu Shengfa, vice president of the Ant King of Beijing News reporter said.
The first batch of
as the CBRC approved the establishment of the 5 pilot private banks, Zhejiang commercial bank to obtain approval of the CBRC at the end of September 2014, agreed to build. According to the requirements of the CBRC, commercial bank should be submitted within 6 months of opening acceptance application report the date of approval.
public information network in Zhejiang commercial bank, the registered capital of 4 billion yuan, the main sponsor of Zhejiang ant small and micro financial services group limited, Shanghai Fosun Industrial Technology Development Co., Ltd., Wanxiang Group Agriculture Co. Ltd., Ningbo city Jin Run Asset Management Limited company, the four companies shareholding ratio was 30%, 25%, 18% and 16%. The remaining shareholders accounted for 11% of the shares.
e-businessmen bank will make a pure online bank, no physical outlets, not cash business, the personal credit through the network data analysis, and complete the realization of the function of commercial bank.
recently, the network bank who told the media that the core network technology based on cloud bank financial structure, independent development design team of experts and by the ants gold suit. Compared with the traditional structure of the financial system, commercial bank financial system based on the cloud, in a single account, a single transaction on lower cost. At the same time, better able to deal with more complex Internet banking business, and more efficient.
At the same time as the March 2014
private bank approved the pilot, Tencent micro public bank progress significantly more efficient than commercial bank. In December 12th last year to get the approval of the CBRC, 16 completed the registration of industry and commerce, the official website of the official website of 28, this year